1. What do you watch?
What facts matter when the market gets rough?
What could change the manager's view?
Risk-first portfolio management
When the Market Falls Near Your Retirement - What Is Your Plan?
Start here: Watch this two-minute video first.
Serving qualified investors in New York City and nationwide.
A hard drop can be tougher to recover from when you have less time and money coming out of the account.
On a 15-minute call, Jack Duval will explain what Bantam watches, what it may change, and what can go wrong if it acts or waits.
Select a 15-Minute Time With Jack
No obligation.
No statements or private account details are needed for the first call.
Portfolio-management services are available for qualifying accounts beginning at $1 million.
Why this matters
The Market Can Wait for a Recovery.
Your Bills May Not.
A portfolio can look fine while the market is rising.
The harder test comes when prices fall and the account still needs to pay for life.
If money is coming out while the account is down, less money is left to take part in the recovery.
That doesn't mean every investor should run to cash.
It means the plan should explain what can change before the next hard fall begins.
Before a drop
Market falls
Bills continue
Less remains to participate in a recovery.
One important question
Is Staying Fully Invested the Only Answer?
Many plans keep the same basic mix of investments through good markets and bad ones.
That can be a sound choice.
Bantam uses an active approach.
When the facts change and the account rules allow it, Bantam may own less risk, hold more cash, move toward stronger areas, or stay put.
The goal isn't to trade just to look busy.
The goal is to have more than one possible answer and a clear reason for the choice.
What to ask before the next drop
A Risk Plan Should Answer Three Questions.
2. How is your active management implemented?
Can the plan hold more cash or own less risk?
Can it move back in when the picture starts to improve?
3. What can go wrong?
What happens if the manager moves too soon, too late, or misses a fast rebound?
What trading or tax costs may come with a change?
Select a 15-Minute Time With Jack
Hear Bantam's answers, then decide whether a longer talk makes sense.
Simple first step
What Happens on the 15-Minute Call?
Jack will ask what made you start thinking about market risk.
He'll explain what Bantam watches, what it may change, and where the limits are.
He'll also explain the risks of acting early, acting late, or staying out too long.
Then you'll decide whether a longer talk would be useful.
The first call isn't a portfolio review.
It doesn't include personal advice, a report, or a promise to protect your money.
You don't need to send statements, holdings, account numbers, or other private financial details.
Talk to the person behind the approach
Meet Jack Duval.
Jack is Bantam's Founder and Chief Investment Officer.
Jack began his career at Merrill Lynch's original high-net-worth office at Fifth Avenue and 56th Street in New York City in 1994.
He publishes his market views each week.
His experience doesn't promise a result.
It lets you ask direct questions and see how he thinks before you decide whether to continue.
New York roots
Fifth Avenue and 56th Street
Jack's market career began in New York City in 1994.
Straight answers before you book
Questions People Ask About the Call and the Approach.
No.
You can hear another view and compare it with the answer you already have.
No.
Staying invested can be the right choice.
The question is whether the plan can explain why and what could cause it to change.
No.
Bantam doesn't claim it can pick the exact top or bottom.
Active management means the plan may act or wait, and either choice should have a clear reason.
That can happen.
An active manager can move too soon, move too late, or miss a fast rebound.
Changes may also create trading costs or taxes.
Those risks are part of the conversation.
No.
The first call is a general conversation about Bantam's approach.
Don't send statements, holdings, account numbers, or other private financial information.
No.
No manager can promise to avoid every loss or protect against every market drop.
If there's a fit, the next step may be a longer call or a meeting in New York City.
If there's no fit, you can stop there.
Choose a time that works for you
Select a 15-Minute Time With Jack.
Book a 15-minute no-obligation retirement risk call.
Hear Bantam's answers, then decide what to do next.